I think this month is normally a big expense month for most families because of Christmas. For us, it was made even bigger because we took a trip to Utah to visit my family. However, because of our generous boss and one other Heaven-sent blessing, we were in the black by the end of the month. But that doesn't mean we were very wise this month. We were a little zealous in our gift giving. Overall a good month.
In 2010, we made a huge step in paying off our debt by starting this method of tracking our spending. We still have a very long way to go. For 2011, I want our total debt to be below $15,000 by the end of the year. In order to do that, we only need to pay our CC the way we have been, and to not put anything else on them. It's definitely achievable as long as nothing crazy and out of the ordinary happens (knock on wood).
Happy New Year!
