So, life got away from me and I haven't posted in a while, but we are still on track. Actually the reason I wanted to post was we got our tax refund and are paying off one of our credit cards - HURRAY!! We're making the payment tomorrow, so it hasn't hit me yet, but I'm anticipating a ton of bricks lifted off my shoulders! Once that is paid off, it frees up the $60 min payment to go towards another credit card, to speed up that cards pay off date. This will cut off 1.2 years of our debt life. I'm pretty stoked! After tomorrow, ETA of being Debt-Free is 3.4 years! That may seem like sooooooooooooooo far away (because it is, my son will be turning 5!) but when we first started our Debt Diet in September, the pay off date was 5.5 years away. Plus I haven't taken into account next year's and the year after that's tax refund. We may have this done in 2 years. Or not. Life is funny that way and has a lot of unexpected twists and turns.
This year I want to clamp down on our spending. We spend WAY too much! especially on eating out. I could cure this by planning better. I made a weekly menu yesterday, with very basic ingredients, so that I can be better prepared to make lunches and dinners ahead of time so we don't have this "I'm really hungry and can't think of anything to eat at home and we need to get something NOW to eat!" thought process that ends us up at the nearest Jack-in-the-box or at safeway buying chinese, or whatever.
This is a very rambling post, but I just needed to share my little victory over debt tonight!
